Retail and Home Improvement Financing
Are you a retailer that needs to offer
financing for your clients? Are you losing
sales because you don't provide this
valuable service? Don't lose any more
sales and get your clients financed today!

Automotive Repairs
Home Improvement Projects
In-Home Water Treatment Systems
New Energy/Solar
Hot Tubs
Tanning Beds
Swimming Pools
Luxury Items
Benefits include:

Finance Amount: $1,000 to $30,000
Term: 12- to 72-Month, affordable monthly payments
Promotional Options: 0% APR up to 60 months and deferred payments up to 6 months
Decisions: Instant for well-qualified and quick for credit challenged applicants
Credit Criteria: Prime, Near-Prime and Sup-Prime approvals
Territory: Nationwide
Minimum Requirements: 560+ FICO, $1,500 gross monthly income, no open bankruptcy
and no current delinquent accounts

For Retailers:

Turn Browsers into Buyers

Turn browsers into buyers by offering an installment payment plan. Affordable monthly
payment options combined with our interest-free term promotions will not only help to
increase the first purchase amount but will bring the customers back for repeat purchases.
Our installment financing solutions are designed to drive more traffic to your business,
improve sales and build customer loyalty.

Program benefits include:

Maximized customer credit limits
Financing options for prime, near-prime and sub-prime applicants
Interest-free term promotions
Online merchant center that provides instant decisions* and document generation
Collection of innovative e- tools such as price calculator and payment estimator
Excellent customer support and training

Prompt Credit Decisions with Maximized Financing Limits

We use a proprietary scoring model that enables us to provide rapid credit decisions and
maximized credit limits within responsible lending guidelines, allowing your customers the
freedom to shop for larger ticket items and return for repeat purchases.

Internet Applications

An Internet Application link can be added to your website, your customers can apply
online and have the opportunity to walk into your location already pre-approved for
financing and ready to shop!

Quick and Easy Electronic Application Processing

Using an enhanced online platform, you can save time during the application process and
get credit decisions within seconds for well-qualified customers. Plus, the applicants with
credit challenges will be manually underwritten to maximize the approvals for near-prime
and sub-prime borrowers.

How Flexible Financing Can Benefit Your Customers

*The ability for your customers to avoid tying up their credit cards by having dedicated
credit to use exclusively at your store
*The ability to buy today and pay over time
*The ability to save money with a competitive APR, no-interest (“same-as-cash”) term
options up to 2 years, no application fees, no balloon payments, and no prepayment
Don't Lose Any More Sales Because You Don't Provide Financing...
Contact Us Today!!!
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